Archive for July, 2009

Prepare steps Emergency Fund

Posted on July 31, 2009 with Comments Off

Future filled with uncertainty. You must be clever-clever look after our-selves, both in the present and future. Prepare an emergency fund to deal with uncertainty in the future with a ‘piggy bank’ emergency that can be used when needed.

Here are 10 steps you can apply to start creating an emergency fund:

1. Calculate how much you spend every month.
2. Create an emergency fund savings target in the amount of 3-6 times the cost of living per month.
3. Set aside a little money from the monthly income. Adjust the size with capability.
4. Save money in the form of money market accounts, high-interest savings accounts and money market mutual funds.

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Category: Financial Planning